David Cole has over 30 years' experience in cards, retail banking, payment systems, computing and management services. He has excellent knowledge of applications in the credit, debit, charge, pre-paid, mobile, NFC, loyalty and the payments industry in general.
Over the last 15 years he has been involved heavily in the emergence of smartcards and the EMV standards. He has become a leading exponent in the use of smart cards across all market sectors to exploit and utilise the opportunities the technology provides for expansion, efficiency and increased profits.